# QuantCalc Retirement Engine (app.quantcalc/retirement-engine): tool descriptions scored

- tools/list taken: 2026-11-02 (UTC)
- From: [Official MCP Registry](https://registry.modelcontextprotocol.io/v0/servers/app.quantcalc%2Fretirement-engine/versions/latest)
- Connected to: https://mcp.quantcalc.app
- Homepage: https://quantcalc.app/advisors/mcp/
- Repository: https://github.com/quantcalc-app/quantcalc-mcp-plugin
- Scoring rules: v2
- Tools: 19
- Average: 63.8 / 100 (Cloudy)
- Near-identical pairs: 0

This page shows how QuantCalc Retirement Engine (app.quantcalc/retirement-engine)'s tool descriptions scored, the issues found and the names of its tools and parameters. The descriptions are the server's own: read them where the copy came from.

Forecall asked the URL this server lists in the official MCP Registry for its tools/list once, on the date above, without calling any tool. The server may have changed since.

## Across the server

- Minor: The server has no instructions. Say there, once, what the server is for and when to use it: Claude Code and Gemini CLI read the instructions before the tool descriptions.

## Tools

- `list_return_assumption_sources`: 53 / 100
  - Major: Says nothing about when to use it, or when not to.
- `irmaa_check`: 54 / 100
  - Major: Says nothing about when to use it, or when not to.
- `explain_methodology`: 56 / 100
  - Major: Says nothing about when to use it, or when not to.
- `aca_premium_tax_credit`: 57 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: Says nothing about what it returns.
- `compare_return_assumptions`: 57 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: The description mentions none of its 3 or more arguments.
- `calculate_rmd`: 60 / 100
- `capital_gains_tax`: 62 / 100
- `qcd_tax_savings`: 62 / 100
- `run_retirement_projection`: 62 / 100
  - Minor: The description mentions none of its 3 or more arguments.
- `roth_conversion_tax_cost`: 65 / 100
- `run_tax_aware_projection`: 65 / 100
  - Minor: Arguments without a description: roth_conversion.start_age, roth_conversion.end_age, dependents[].age, dependents[].student, dependents[].disabled, annuity.source.
  - Minor: The meaning of the boolean argument dependents[].student is unclear.
  - Minor: The meaning of the boolean argument dependents[].disabled is unclear.
- `calculate_2026_income_tax`: 66 / 100
- `social_security_taxable_amount`: 67 / 100
  - Minor: The description mentions none of its 3 or more arguments.
- `estimate_2026_tax_return`: 68 / 100
- `state_tax_in_every_state`: 68 / 100
- `business_deduction_tax_savings`: 69 / 100
- `optimize_social_security_claiming`: 71 / 100
  - Minor: Arguments without a description: roth_conversion.start_age, roth_conversion.end_age, dependents[].age, dependents[].student, dependents[].disabled, annuity.source.
  - Minor: No `required` list, so every argument is optional.
  - Minor: The meaning of the boolean argument dependents[].student is unclear.
  - Minor: The meaning of the boolean argument dependents[].disabled is unclear.
- `estimated_tax_payments_2026`: 74 / 100
  - Minor: The description mentions none of its 3 or more arguments.
- `pretax_contribution_savings`: 76 / 100

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