# Pin Payments MCP by usefulapi (io.usefulapi/pin-payments): tool descriptions scored

- tools/list taken: 2026-11-02 (UTC)
- From: [Official MCP Registry](https://registry.modelcontextprotocol.io/v0/servers/io.usefulapi%2Fpin-payments/versions/latest)
- Connected to: https://pin-payments.usefulapi.io/mcp
- Homepage: https://usefulapi.io/pin-payments/
- Repository: https://github.com/m190/usefulapi-mcp
- Scoring rules: v2
- Tools: 35
- Average: 43.9 / 100 (Cloudy)
- Near-identical pairs: 4

This page shows how Pin Payments MCP by usefulapi (io.usefulapi/pin-payments)'s tool descriptions scored, the issues found and the names of its tools and parameters. The descriptions are the server's own: read them where the copy came from.

Forecall asked the URL this server lists in the official MCP Registry for its tools/list once, on the date above, without calling any tool. The server may have changed since.

## Across the server

- Minor: 35 tools. Above 25, models start to tell tools apart less well.

## Tools

- `pinpayments_list_charge_refunds`: 40 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: Says nothing about what it returns.
- `pinpayments_list_customer_charges`: 40 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: Says nothing about what it returns.
- `pinpayments_list_plan_subscriptions`: 40 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: Says nothing about what it returns.
- `pinpayments_list_recipient_transfers`: 40 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: Says nothing about what it returns.
- `pinpayments_list_recipients`: 40 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: No `required` list, so every argument is optional.
  - Minor: Says nothing about what it returns.
- `pinpayments_get_customer`: 41 / 100
  - Major: The description only restates the name (8 words).
  - Major: Says nothing about when to use it, or when not to.
  - Minor: Says nothing about what it returns.
- `pinpayments_get_deposit`: 41 / 100
  - Major: The description only restates the name (8 words).
  - Major: Says nothing about when to use it, or when not to.
  - Minor: Says nothing about what it returns.
- `pinpayments_get_dispute`: 41 / 100
  - Major: The description only restates the name (8 words).
  - Major: Says nothing about when to use it, or when not to.
  - Minor: Says nothing about what it returns.
- `pinpayments_get_event`: 41 / 100
  - Major: The description only restates the name (8 words).
  - Major: Says nothing about when to use it, or when not to.
  - Minor: Says nothing about what it returns.
- `pinpayments_get_plan`: 41 / 100
  - Major: The description only restates the name (8 words).
  - Major: Says nothing about when to use it, or when not to.
  - Minor: Says nothing about what it returns.
- `pinpayments_get_recipient`: 41 / 100
  - Major: The description only restates the name (8 words).
  - Major: Says nothing about when to use it, or when not to.
  - Minor: Says nothing about what it returns.
- `pinpayments_get_refund`: 41 / 100
  - Major: The description only restates the name (8 words).
  - Major: Says nothing about when to use it, or when not to.
  - Minor: Says nothing about what it returns.
- `pinpayments_get_subscription`: 41 / 100
  - Major: The description only restates the name (8 words).
  - Major: Says nothing about when to use it, or when not to.
  - Minor: Says nothing about what it returns.
- `pinpayments_get_transfer`: 41 / 100
  - Major: The description only restates the name (8 words).
  - Major: Says nothing about when to use it, or when not to.
  - Minor: Says nothing about what it returns.
- `pinpayments_list_events`: 41 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: No `required` list, so every argument is optional.
  - Minor: Says nothing about what it returns.
- `pinpayments_get_authorisation`: 44 / 100
  - Major: The description only restates the name (8 words).
  - Major: Says nothing about when to use it, or when not to.
  - Minor: Says nothing about what it returns.
- `pinpayments_list_customer_subscriptions`: 44 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: Says nothing about what it returns.
- `pinpayments_list_customers`: 44 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: No `required` list, so every argument is optional.
  - Minor: Says nothing about what it returns.
- `pinpayments_list_deposits`: 44 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: No `required` list, so every argument is optional.
  - Minor: Says nothing about what it returns.
- `pinpayments_list_disputes`: 44 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: No `required` list, so every argument is optional.
  - Minor: The description mentions none of its 3 or more arguments.
  - Minor: Says nothing about what it returns.
- `pinpayments_list_plans`: 44 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: No `required` list, so every argument is optional.
  - Minor: Says nothing about what it returns.
- `pinpayments_list_refunds`: 44 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: No `required` list, so every argument is optional.
  - Minor: Says nothing about what it returns.
- `pinpayments_list_subscriptions`: 44 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: No `required` list, so every argument is optional.
  - Minor: Says nothing about what it returns.
- `pinpayments_list_transfer_line_items`: 44 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: Says nothing about what it returns.
- `pinpayments_search_transfers`: 44 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: No `required` list, so every argument is optional.
  - Minor: The description mentions none of its 3 or more arguments.
  - Minor: Says nothing about what it returns.
- `pinpayments_get_subscription_ledger`: 47 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: Says nothing about what it returns.
- `pinpayments_list_customer_cards`: 47 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: Says nothing about what it returns.
- `pinpayments_list_transfers`: 47 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: No `required` list, so every argument is optional.
  - Minor: Says nothing about what it returns.
- `pinpayments_search_charges`: 47 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: No `required` list, so every argument is optional.
  - Minor: The description mentions none of its 3 or more arguments.
  - Minor: Says nothing about what it returns.
- `pinpayments_get_balance`: 49 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: Says nothing about what it returns.
- `pinpayments_get_charge`: 49 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: Says nothing about what it returns.
- `pinpayments_get_dispute_activity`: 49 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: Says nothing about what it returns.
- `pinpayments_search_disputes`: 49 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: No `required` list, so every argument is optional.
  - Minor: Says nothing about what it returns.
- `pinpayments_list_authorisations`: 52 / 100
  - Minor: No `required` list, so every argument is optional.
  - Minor: Says nothing about what it returns.
- `pinpayments_list_charges`: 52 / 100
  - Major: Says nothing about when to use it, or when not to.
  - Minor: No `required` list, so every argument is optional.
  - Minor: Says nothing about what it returns.

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