RateAPI — live US mortgage, auto, HELOC, personal & deposit rates: tool descriptions scored dev.rateapi/mcp

tools/list taken: 2026-11-02 (UTC)
From: Official MCP Registry
Connected to: https://mcp.rateapi.dev/mcp
Homepage: rateapi.dev/mcp
Scoring rules: v2
Removal: support@forecall.dev

Scores, issues and names only

This page shows how RateAPI — live US mortgage, auto, HELOC, personal & deposit rates (dev.rateapi/mcp)'s tool descriptions scored, the issues found and the names of its tools and parameters. The descriptions are the server's own: read them where the copy came from.

Forecall asked the URL this server lists in the official MCP Registry for its tools/list once, on the date above, without calling any tool. The server may have changed since.

servers/dev.rateapi/mcp

Average score: 65.5 / 100Cloudy
Tools: 89
Near-identical descriptions: 1

Across the server

Major
89 tools. Above 40, models choose less accurately.too_many_tools
Minor
The server's instructions are 5086 characters. Claude Code reads only the first 2,048 by default (Codex 0.154.0 reads them whole). Put what the server is for first.instructions_long

Tools whose descriptions are nearly the same

1 of 1 pairs shown, highest description similarity first.
Tool	Tool	Description similarity	Name similarity
delete_monitor	delete_cohort	0.62	0.33

Tools

delete_scenario

39 / 100Rain

Purpose: 6 / 20
When to use: 0 / 20
Arguments: 18 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

Major
The description only restates the name (6 words).restates_name
Major
The description is too short (6 words).too_short
Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
String arguments with no constraint or example: id.loose_string_param
Minor
Required identifiers whose description does not say where the value comes from: id. Name the tool or the place that returns it, or models look it up first.id_source_missing

remove_campaign_recipient

39 / 100Rain

Purpose: 6 / 20
When to use: 0 / 20
Arguments: 18 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

Major
The description only restates the name (9 words).restates_name
Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
String arguments with no constraint or example: id, recipient_id.loose_string_param
Minor
Required identifiers whose description does not say where the value comes from: id, recipient_id. Name the tool or the place that returns it, or models look it up first.id_source_missing

delete_monitor

42 / 100Cloudy

Purpose: 6 / 20
When to use: 0 / 20
Arguments: 18 / 25
Return value: 8 / 15
Constraints and side effects: 10 / 10
Examples: 0 / 10

Major
The description only restates the name (9 words).restates_name
Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
Its description is nearly the same as delete_cohort's (similarity 0.62); only the names and schemas tell them apart. Say in this description when to use delete_cohort instead.confusable_pair
Minor
Required identifiers whose description does not say where the value comes from: monitor_id. Name the tool or the place that returns it, or models look it up first.id_source_missing

add_campaign_recipients

43 / 100Cloudy

Purpose: 17 / 20
When to use: 0 / 20
Arguments: 11 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
Arguments without a description: recipients[].email, recipients[].name.param_no_description
Minor
String arguments with no constraint or example: id, recipients[].email, recipients[].name.loose_string_param
Minor
Required identifiers whose description does not say where the value comes from: id. Name the tool or the place that returns it, or models look it up first.id_source_missing

unsubscribe_rate_alert

43 / 100Cloudy

Purpose: 10 / 20
When to use: 0 / 20
Arguments: 18 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context

update_monitor

43 / 100Cloudy

Purpose: 13 / 20
When to use: 0 / 20
Arguments: 15 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
Arguments without a description: conditions[].field, conditions[].operator, conditions[].value.param_no_description
Minor
String arguments with no constraint or example: webhook_url.loose_string_param
Minor
The description mentions none of its 3 or more arguments.params_not_in_description
Minor
Required identifiers whose description does not say where the value comes from: monitor_id. Name the tool or the place that returns it, or models look it up first.id_source_missing

delete_digest

46 / 100Cloudy

Purpose: 13 / 20
When to use: 0 / 20
Arguments: 18 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
Required identifiers whose description does not say where the value comes from: id. Name the tool or the place that returns it, or models look it up first.id_source_missing

get_monitor

46 / 100Cloudy

Purpose: 13 / 20
When to use: 0 / 20
Arguments: 18 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
Required identifiers whose description does not say where the value comes from: monitor_id. Name the tool or the place that returns it, or models look it up first.id_source_missing

get_scenario

46 / 100Cloudy

Purpose: 13 / 20
When to use: 0 / 20
Arguments: 18 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
String arguments with no constraint or example: id.loose_string_param
Minor
Required identifiers whose description does not say where the value comes from: id. Name the tool or the place that returns it, or models look it up first.id_source_missing

list_scenarios

46 / 100Cloudy

Purpose: 6 / 20
When to use: 0 / 20
Arguments: 25 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

Major
The description only restates the name (9 words).restates_name
Major
Says nothing about when to use it, or when not to.no_usage_context

delete_cohort

50 / 100Cloudy

Purpose: 14 / 20
When to use: 0 / 20
Arguments: 18 / 25
Return value: 8 / 15
Constraints and side effects: 10 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
Its description is nearly the same as delete_monitor's (similarity 0.62); only the names and schemas tell them apart. Say in this description when to use delete_monitor instead.confusable_pair
Minor
String arguments with no constraint or example: id.loose_string_param
Minor
Required identifiers whose description does not say where the value comes from: id. Name the tool or the place that returns it, or models look it up first.id_source_missing

get_cohort

50 / 100Cloudy

Purpose: 17 / 20
When to use: 0 / 20
Arguments: 18 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
String arguments with no constraint or example: id.loose_string_param
Minor
Required identifiers whose description does not say where the value comes from: id. Name the tool or the place that returns it, or models look it up first.id_source_missing

list_decision_logs

50 / 100Cloudy

Purpose: 17 / 20
When to use: 0 / 20
Arguments: 15 / 25
Return value: 8 / 15
Constraints and side effects: 10 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
No `required` list, so every argument is optional.no_required

list_rate_alerts

50 / 100Cloudy

Purpose: 17 / 20
When to use: 0 / 20
Arguments: 18 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context

delete_email_campaign

53 / 100Cloudy

Purpose: 17 / 20
When to use: 0 / 20
Arguments: 18 / 25
Return value: 8 / 15
Constraints and side effects: 10 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
String arguments with no constraint or example: id.loose_string_param
Minor
Required identifiers whose description does not say where the value comes from: id. Name the tool or the place that returns it, or models look it up first.id_source_missing

list_rates

53 / 100Cloudy

Purpose: 20 / 20
When to use: 0 / 20
Arguments: 10 / 25
Return value: 8 / 15
Constraints and side effects: 10 / 10
Examples: 5 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
Arguments without a description: product_type, term_months, loan_program, min_apr, max_apr.param_no_description
Minor
String arguments with no constraint or example: loan_program.loose_string_param
Minor
No `required` list, so every argument is optional.no_required

compare_total_cost

54 / 100Cloudy

Purpose: 17 / 20
When to use: 5 / 20
Arguments: 14 / 25
Return value: 8 / 15
Constraints and side effects: 10 / 10
Examples: 0 / 10

Minor
Arguments without a description: term_months, credit_score, down_payment_percent, fees, fees.origination_percent, fees.flat_fees.param_no_description
Minor
String arguments with no constraint or example: state.loose_string_param

generate_client_report

54 / 100Cloudy

Purpose: 17 / 20
When to use: 0 / 20
Arguments: 15 / 25
Return value: 15 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
No `required` list, so every argument is optional.no_required

list_monitors

55 / 100Cloudy

Purpose: 17 / 20
When to use: 0 / 20
Arguments: 20 / 25
Return value: 8 / 15
Constraints and side effects: 10 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
No `required` list, so every argument is optional.no_required

batch_decisions

56 / 100Cloudy

Purpose: 20 / 20
When to use: 0 / 20
Arguments: 14 / 25
Return value: 15 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
Arguments without a description: scenarios[].product_type, scenarios[].intent, scenarios[].amount, scenarios[].term_months, scenarios[].down_payment_percent.param_no_description
Minor
String arguments with no constraint or example: scenarios[].state.loose_string_param

get_email_branding

57 / 100Cloudy

Purpose: 17 / 20
When to use: 0 / 20
Arguments: 25 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context

get_monitor_stats

57 / 100Cloudy

Purpose: 17 / 20
When to use: 0 / 20
Arguments: 25 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context

list_digests

57 / 100Cloudy

Purpose: 17 / 20
When to use: 0 / 20
Arguments: 25 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context

list_email_campaigns

57 / 100Cloudy

Purpose: 17 / 20
When to use: 0 / 20
Arguments: 25 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context

estimate_affordability

58 / 100Cloudy

Purpose: 17 / 20
When to use: 0 / 20
Arguments: 18 / 25
Return value: 8 / 15
Constraints and side effects: 10 / 10
Examples: 5 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context

estimate_monthly_cost

58 / 100Cloudy

Purpose: 17 / 20
When to use: 0 / 20
Arguments: 18 / 25
Return value: 8 / 15
Constraints and side effects: 10 / 10
Examples: 5 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context

save_scenario

58 / 100Cloudy

Purpose: 20 / 20
When to use: 0 / 20
Arguments: 18 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 5 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
The description mentions none of its 3 or more arguments.params_not_in_description

schedule_digest

58 / 100Cloudy

Purpose: 20 / 20
When to use: 5 / 20
Arguments: 18 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

Minor
Required identifiers whose description does not say where the value comes from: cohort_id. Name the tool or the place that returns it, or models look it up first.id_source_missing

send_test_campaign

58 / 100Cloudy

Purpose: 20 / 20
When to use: 0 / 20
Arguments: 18 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 5 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
String arguments with no constraint or example: id.loose_string_param
Minor
Required identifiers whose description does not say where the value comes from: id. Name the tool or the place that returns it, or models look it up first.id_source_missing

simulate_monitor

58 / 100Cloudy

Purpose: 20 / 20
When to use: 0 / 20
Arguments: 18 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 5 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
The description mentions none of its 3 or more arguments.params_not_in_description

get_doc

59 / 100Cloudy

Purpose: 17 / 20
When to use: 0 / 20
Arguments: 17 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
No `required` list, so every argument is optional.no_required

set_email_branding

60 / 100Cloudy

Purpose: 20 / 20
When to use: 5 / 20
Arguments: 15 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 5 / 10

Minor
No `required` list, so every argument is optional.no_required

assess_rate_lock

62 / 100Cloudy

Purpose: 20 / 20
When to use: 0 / 20
Arguments: 17 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
Arguments without a description: product_type, loan_amount.param_no_description
Minor
String arguments with no constraint or example: state, lock_expiration_date.loose_string_param
Minor
The description mentions none of its 3 or more arguments.params_not_in_description

generate_share_link

62 / 100Cloudy

Purpose: 17 / 20
When to use: 0 / 20
Arguments: 18 / 25
Return value: 15 / 15
Constraints and side effects: 7 / 10
Examples: 5 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context

get_extraction_stats

62 / 100Cloudy

Purpose: 20 / 20
When to use: 5 / 20
Arguments: 17 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 5 / 10

Minor
No `required` list, so every argument is optional.no_required
Minor
The description mentions none of its 3 or more arguments.params_not_in_description

list_credit_unions

62 / 100Cloudy

Purpose: 17 / 20
When to use: 10 / 20
Arguments: 17 / 25
Return value: 8 / 15
Constraints and side effects: 10 / 10
Examples: 0 / 10

Minor
No `required` list, so every argument is optional.no_required

optimize_buydown

62 / 100Cloudy

Purpose: 14 / 20
When to use: 0 / 20
Arguments: 18 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 5 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
The description mentions none of its 3 or more arguments.params_not_in_description

scan_portfolio

62 / 100Cloudy

Purpose: 17 / 20
When to use: 5 / 20
Arguments: 18 / 25
Return value: 15 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

Minor
Required identifiers whose description does not say where the value comes from: id. Name the tool or the place that returns it, or models look it up first.id_source_missing

revoke_share

63 / 100Cloudy

Purpose: 20 / 20
When to use: 0 / 20
Arguments: 18 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context

update_email_campaign

63 / 100Cloudy

Purpose: 20 / 20
When to use: 5 / 20
Arguments: 13 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 10 / 10

Minor
Arguments without a description: name, cadence, intro_text_override, status.param_no_description
Minor
String arguments with no constraint or example: id, name, intro_text_override.loose_string_param
Minor
Required identifiers whose description does not say where the value comes from: id. Name the tool or the place that returns it, or models look it up first.id_source_missing

list_webhook_deliveries

65 / 100Cloudy

Purpose: 17 / 20
When to use: 10 / 20
Arguments: 13 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 0 / 10

Minor
Arguments without a description: limit, offset.param_no_description
Minor
No `required` list, so every argument is optional.no_required

send_campaign_now

65 / 100Cloudy

Purpose: 20 / 20
When to use: 5 / 20
Arguments: 18 / 25
Return value: 15 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

Minor
String arguments with no constraint or example: id.loose_string_param
Minor
Required identifiers whose description does not say where the value comes from: id. Name the tool or the place that returns it, or models look it up first.id_source_missing

simulate_decision

65 / 100Cloudy

Purpose: 20 / 20
When to use: 5 / 20
Arguments: 22 / 25
Return value: 8 / 15
Constraints and side effects: 10 / 10
Examples: 0 / 10

No issues.

check_advice_guardrails

67 / 100Cloudy

Purpose: 20 / 20
When to use: 0 / 20
Arguments: 20 / 25
Return value: 15 / 15
Constraints and side effects: 7 / 10
Examples: 5 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context

get_deposit_beta

67 / 100Cloudy

Purpose: 17 / 20
When to use: 10 / 20
Arguments: 12 / 25
Return value: 8 / 15
Constraints and side effects: 10 / 10
Examples: 10 / 10

Major
Arguments without a description: term_months, window, group_by, benchmark.param_no_description

get_product_access_envelopes

67 / 100Cloudy

Purpose: 20 / 20
When to use: 0 / 20
Arguments: 25 / 25
Return value: 15 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
The description mentions none of its 3 or more arguments.params_not_in_description

list_cohorts

67 / 100Cloudy

Purpose: 20 / 20
When to use: 0 / 20
Arguments: 25 / 25
Return value: 15 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context

get_deposit_benchmarks

68 / 100Cloudy

Purpose: 17 / 20
When to use: 5 / 20
Arguments: 18 / 25
Return value: 8 / 15
Constraints and side effects: 10 / 10
Examples: 10 / 10

Minor
No `required` list, so every argument is optional.no_required

get_eligibility_changes

68 / 100Cloudy

Purpose: 20 / 20
When to use: 5 / 20
Arguments: 25 / 25
Return value: 8 / 15
Constraints and side effects: 10 / 10
Examples: 0 / 10

No issues.

get_league_table

68 / 100Cloudy

Purpose: 17 / 20
When to use: 0 / 20
Arguments: 21 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 5 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context

get_usage

68 / 100Cloudy

Purpose: 20 / 20
When to use: 5 / 20
Arguments: 25 / 25
Return value: 8 / 15
Constraints and side effects: 10 / 10
Examples: 0 / 10

No issues.

max_loan

68 / 100Cloudy

Purpose: 20 / 20
When to use: 0 / 20
Arguments: 18 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 5 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context

search_eligibility_entities

68 / 100Cloudy

Purpose: 20 / 20
When to use: 5 / 20
Arguments: 25 / 25
Return value: 8 / 15
Constraints and side effects: 10 / 10
Examples: 0 / 10

No issues.

build_amortization_schedule

69 / 100Cloudy

Purpose: 20 / 20
When to use: 5 / 20
Arguments: 21 / 25
Return value: 8 / 15
Constraints and side effects: 10 / 10
Examples: 5 / 10

No issues.

get_personal_access_catalog

69 / 100Cloudy

Purpose: 17 / 20
When to use: 5 / 20
Arguments: 25 / 25
Return value: 15 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

No issues.

get_rate_history

69 / 100Cloudy

Purpose: 17 / 20
When to use: 0 / 20
Arguments: 22 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 5 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context

create_email_campaign

70 / 100Clear

Purpose: 20 / 20
When to use: 5 / 20
Arguments: 20 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 10 / 10

Minor
String arguments with no constraint or example: name.loose_string_param

get_coverage

70 / 100Clear

Purpose: 17 / 20
When to use: 5 / 20
Arguments: 21 / 25
Return value: 15 / 15
Constraints and side effects: 7 / 10
Examples: 5 / 10

No issues.

project_pmi_removal

70 / 100Clear

Purpose: 17 / 20
When to use: 10 / 20
Arguments: 18 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 10 / 10

No issues.

save_cohort

70 / 100Clear

Purpose: 20 / 20
When to use: 0 / 20
Arguments: 18 / 25
Return value: 15 / 15
Constraints and side effects: 7 / 10
Examples: 10 / 10

Major
Says nothing about when to use it, or when not to.no_usage_context
Minor
The description mentions none of its 3 or more arguments.params_not_in_description

create_monitor

72 / 100Clear

Purpose: 20 / 20
When to use: 5 / 20
Arguments: 20 / 25
Return value: 15 / 15
Constraints and side effects: 7 / 10
Examples: 5 / 10

No issues.

get_benchmarks

72 / 100Clear

Purpose: 20 / 20
When to use: 5 / 20
Arguments: 17 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 5 / 10

Minor
No `required` list, so every argument is optional.no_required

list_shares

72 / 100Clear

Purpose: 20 / 20
When to use: 5 / 20
Arguments: 25 / 25
Return value: 15 / 15
Constraints and side effects: 7 / 10
Examples: 0 / 10

No issues.

subscribe_rate_alert

72 / 100Clear

Purpose: 20 / 20
When to use: 10 / 20
Arguments: 22 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 5 / 10

No issues.

deliver_test_webhook

73 / 100Clear

Purpose: 20 / 20
When to use: 15 / 20
Arguments: 18 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 5 / 10

Minor
The description mentions none of its 3 or more arguments.params_not_in_description
Minor
Required identifiers whose description does not say where the value comes from: monitor_id. Name the tool or the place that returns it, or models look it up first.id_source_missing

find_product_rates_near_zip

73 / 100Clear

Purpose: 20 / 20
When to use: 10 / 20
Arguments: 25 / 25
Return value: 8 / 15
Constraints and side effects: 10 / 10
Examples: 0 / 10

No issues.

resolve_eligibility_entities

73 / 100Clear

Purpose: 20 / 20
When to use: 5 / 20
Arguments: 25 / 25
Return value: 8 / 15
Constraints and side effects: 10 / 10
Examples: 5 / 10

Minor
The description mentions none of its 3 or more arguments.params_not_in_description

create_competitor_monitor

74 / 100Clear

Purpose: 20 / 20
When to use: 5 / 20
Arguments: 19 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 5 / 10

Minor
Arguments without a description: conditions.change_direction.param_no_description
Minor
String arguments with no constraint or example: loan_program, webhook_url.loose_string_param
Minor
The description mentions none of its 3 or more arguments.params_not_in_description

compare_reachable_offers

75 / 100Clear

Purpose: 20 / 20
When to use: 10 / 20
Arguments: 25 / 25
Return value: 8 / 15
Constraints and side effects: 7 / 10
Examples: 5 / 10

No issues.

explain_ranking

76 / 100Clear

Purpose: 20 / 20
When to use: 10 / 20
Arguments: 21 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 0 / 10

Minor
The description mentions none of its 3 or more arguments.params_not_in_description

get_rate_delta

76 / 100Clear

Purpose: 20 / 20
When to use: 5 / 20
Arguments: 21 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 5 / 10

No issues.

refinance_break_even

77 / 100Clear

Purpose: 17 / 20
When to use: 10 / 20
Arguments: 18 / 25
Return value: 15 / 15
Constraints and side effects: 7 / 10
Examples: 10 / 10

Minor
String arguments with no constraint or example: state.loose_string_param
Minor
The description mentions none of its 3 or more arguments.params_not_in_description

assess_buy_timing

78 / 100Clear

Purpose: 17 / 20
When to use: 10 / 20
Arguments: 21 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 5 / 10

Minor
The description mentions none of its 3 or more arguments.params_not_in_description

get_credit_union

78 / 100Clear

Purpose: 17 / 20
When to use: 20 / 20
Arguments: 18 / 25
Return value: 8 / 15
Constraints and side effects: 10 / 10
Examples: 5 / 10

No issues.

find_reachable_offers

79 / 100Clear

Purpose: 20 / 20
When to use: 10 / 20
Arguments: 21 / 25
Return value: 8 / 15
Constraints and side effects: 10 / 10
Examples: 10 / 10

Minor
Arguments without a description: person.relative_memberships[].status.param_no_description

scan_savings

80 / 100Clear

Purpose: 20 / 20
When to use: 5 / 20
Arguments: 20 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 10 / 10

No issues.

get_eligibility_coverage

82 / 100Clear

Purpose: 17 / 20
When to use: 10 / 20
Arguments: 25 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 5 / 10

No issues.

compare_products

83 / 100Clear

Purpose: 20 / 20
When to use: 10 / 20
Arguments: 18 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 10 / 10

Minor
The description mentions none of its 3 or more arguments.params_not_in_description

find_credit_unions_near_zip

83 / 100Clear

Purpose: 20 / 20
When to use: 10 / 20
Arguments: 23 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 5 / 10

No issues.

evaluate_eligibility_cohort

84 / 100Clear

Purpose: 17 / 20
When to use: 15 / 20
Arguments: 25 / 25
Return value: 15 / 15
Constraints and side effects: 7 / 10
Examples: 5 / 10

No issues.

check_competitive_position

85 / 100Clear

Purpose: 17 / 20
When to use: 20 / 20
Arguments: 20 / 25
Return value: 8 / 15
Constraints and side effects: 10 / 10
Examples: 10 / 10

No issues.

search_docs

85 / 100Clear

Purpose: 17 / 20
When to use: 15 / 20
Arguments: 18 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 10 / 10

No issues.

check_membership_eligibility

87 / 100Clear

Purpose: 17 / 20
When to use: 15 / 20
Arguments: 20 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 10 / 10

Minor
The description is long (445 words). It helps selection but costs steps and tokens.too_long
Minor
Arguments without a description: relative_memberships[].status.param_no_description
Minor
Required identifiers whose description does not say where the value comes from: credit_union_ids. Name the tool or the place that returns it, or models look it up first.id_source_missing

compare_personal_access_catalogs

87 / 100Clear

Purpose: 20 / 20
When to use: 15 / 20
Arguments: 25 / 25
Return value: 15 / 15
Constraints and side effects: 7 / 10
Examples: 5 / 10

Minor
Arguments without a description: products, limit_per_product, total_limit.param_no_description

analyze_rent_vs_buy

88 / 100Clear

Purpose: 20 / 20
When to use: 15 / 20
Arguments: 18 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 10 / 10

No issues.

get_financing_decision

88 / 100Clear

Purpose: 17 / 20
When to use: 15 / 20
Arguments: 21 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 10 / 10

No issues.

find_eligible_credit_unions

89 / 100Clear

Purpose: 17 / 20
When to use: 20 / 20
Arguments: 17 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 10 / 10

Minor
The description is long (644 words). It helps selection but costs steps and tokens.too_long
Minor
Arguments without a description: relative_memberships[].status.param_no_description
Minor
No `required` list, so every argument is optional.no_required

extract_eligibility_facts

90 / 100Clear

Purpose: 17 / 20
When to use: 15 / 20
Arguments: 23 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 10 / 10

No issues.

rate_sanity_check

93 / 100Clear

Purpose: 17 / 20
When to use: 20 / 20
Arguments: 21 / 25
Return value: 15 / 15
Constraints and side effects: 10 / 10
Examples: 10 / 10

No issues.

What static scoring cannot tell

This score reads only the text of each description and schema: it says what is written, not what a model will do. Short tools whose names already say what they do, such as browser_close, score low here even when models use them well, and in our measurements current models chose the right tool in one step even from one-line descriptions, as long as the names and schemas differed. What the text cannot show, such as what happens over several steps and whether an added sentence helps or misleads, is what an evaluation measures, on the Pro and Team plans.

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